Affordable Mortgage      Services

Affordable Mortgage Services is a NMLS licensed Contract Mortgage Loan Processing Center thats been established and in operation since 1999. We are driven to get loans closed in an efficient, friendly, and responsible manner. With over 25 yrs experience in all areas of GOVERNMENT & CONENTIONAL Mortgage Lending. We  are able adapted to the new guidelines and requirements that are constantly changing in todays market. 

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 The Owner experience:

Terri Kaye Tucker

June 99-Present: Owner of Affordable Mortgage Services .

Dec 99- June 00 Genuine Home Loans, Inc. Pasadena, Ca FHA DE Underwriter, Conventional Underwriter, Sr. Loan Processor Underwriter, Process, Government and Conventional loans for Wholesale and Retail. Averaged 40+ loans in pipeline. Very knowledgeable of the following automated underwriting programs: LP, DU, DO, Countywide Clues, Indy Mac E-Mits

May 99- Oct 99 Norwest Mortgage/Wells Fargo Bank Houston, Texas  Mortgage Specialist, Level 1 & 2 Underwriter, Specialty Team Process, Underwrite, Close and Fund all VA, FHA, Conv. and all Affordable Housing Programs. An average pipeline of 60+ purchase, existing and new construction loans.

July98-April99 AllliedMortgage Corporation Houston, Texas  Office Manager, Senior Loan Processor, Loan Officer  Assisted clients with loan applications and information about various loan programs. Analyze, review and verify borrowers' personal financial information for credit worthiness. Examine credit reports, bank statements, tax returns and work histories for reasonableness  and consistency. Review loan documentation for compliance with various government and conventional A,B and C program requirements. Also, to ensure that the closing packages are at the title companies 24 hours before closing with all funding conditions met and cleared.

 Mar 98-July 98 National Mortgage LinkHouston,Texas Office Manager, Senior Loan Processor, Loan Officer Manage the day-to-day operations of the branch office. Maintain all loans in process and making sure they are processed, submitted and closed before the contract closing date. Also, keeping the loan officers up to date on new  mortgage programs and underwriting guide lines.

Mar 98-Oct 97  Beverly Hills Financial Beverly Hills, CaSenior Loan Processor (Contract Only) Maintain all loans in process and submitting the loan package to the appropriate investor in a timely manner for loan approval, to insure that the loan will be able fund and close in the time frame set by all parties. To provide a prompt and professional service to the client and maintaining a trusting relationship between the loan officer and realtor.

July 94-Oct 97 Countrywide Home Loans,Inc.Houston, Texas Assistant BranchManager,Sr.Loan Processor, Conventional Underwriter Manage day-to-day operations of the Processors and manage the pipeline to ensure timely processing and closing. Maintain the application log and distribution of loan files to processors, supervise and train processors, underwrite conventional loans, assist in daily operations of branch, assist in closing and shipping of loan files, take rate calls, prequals, loan applications and remain current with Conventional, FHA and VA loan programs and guidelines. Also, maintaining my personal pipeline of at least 45+ loans.